Dental Insurance Plus, Dental Insurance For Tooth Decay.
My son has two teeth are badly decayed. He needs to have them filled and crowned until he gets is adult teeth in.  I am getting a quote for the dental work needed at around $625.00 and that is for cheep crowns.
Right now I do not have any dental insurance will getting dental insurance help me reduce this cost? I am not sure it the price the dentist is quoting me really high or not. But know I would have problems paying $625 right now.
Reply: I would suggest that you should buy dental insurance as it will help you with your dental cost for your son. At this point I would suggest an HMO dental insurance plan since they normally do not have waiting periods for dental services and you will want something that will not make you wait for services. I suggest with an HMO plan however, since you need to choose a dentist in the net work make sure you call the dental office first to confirm they are still taking the HMO plan you are reviewing and that they have no problems working on a child.